The thing is... once you have a job and a responsible life, you will hardly have enough time to play 2-3 AAA games in a month. Secondly, multiplayer gaming is getting bigger and there are games that are definitely worth the $60 investment since they will keep you busy in the long term. These are multiplayer oriented games like Black Ops 3, Battlefront, FIFA 16, Street Fighter V etc. Then there are SP games with not much of a replay value like Rise of the Tomb Raider, that are definitely not worth the full price at launch if you don't have a good income.
Although I will never buy the games are expensive excuse, because AFAIK, the PS4 games market in Pakistan is really cheap and to top it, if you have an active PS Plus subscription (can cost as much as
rs 4500 per year) and keep some money in the digital wallet for sales (that also happen frequently now), you will be easily able to build up a huge backlog. Retail sellers here in Pakistan have also started to offer cheap deals now that there is some competition among them. Far Cry Primal was being offered for less than 5k at launch and it is an $60 game Mad Max, which is an old game, can be bought for 3.5k brand new and even cheaper used, so it is essentially half the price. Then you have to consider the fact that you can easily resell these games and get your initial money back more or less. I am just listing some examples here to give you an idea.
Basically if you know where to look and how to spend, you should be able to get the game cheap. I can definitely understand being a student and having next to no income, but if you earn decently, buying games should be easier because you are never literally paying close to $60 for majority of the games. Steam works the same way except you are restricted to digital only games where as you have the option of retail games on consoles.
ROTR was recently selling for as low as $15 IIRC and that was the PC version. You just have to know where to look for it. It has never been $60 TBH. ROTR codes were going for a cheap price because of the GTX deal. Quantum Break will be same on PC as there are bound to be people who will sell their PC version codes. I might sell mine too