[OT] Banks of Pakistan | Services, Accounts, Debit Cards, Credit Cards. | Help 'n' Advice

[frazgta]

It's just regular debit card with Visa logo on it. You get it when you request ATM card.

I can't find any info on it being a Cashback card. Can you link me to any official source?

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[Nabeel]

I can't find any info on it being a Cashback card. Can you link me to any official source?

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You can call their helpline if you need info.

 

[MrJayPlays]

Which bank pays highest interest in Pakistan ?

Just a quick question . which banks is paying the highest interest in pakistan atm ?
How much it will be monthly if you put down 1 crore in an account . how does it work out ?

-ta

 

[NetfilxandLagg]

interest is Haram
that being said barclays was the best until they shut it down
currently habib bank owns the barclays branches in pakistan so i'd not recommend going towards them

 

[TheLivingFlesh]

i used to get around 1 lakh per month, but i found a better option, i bought 10 corollas and put them on rent now i make 4lakh per month and no interest.....so let me know if you wanna go down this path. its much better,.

 

[MrJayPlays]

i used to get around 1 lakh per month, but i found a better option, i bought 10 corollas and put them on rent now i make 4lakh per month and no interest.....so let me know if you wanna go down this path. its much better,.

Mashallah. Good work

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[cobby]

Just a quick question . which banks is paying the highest interest in pakistan atm ?
How much it will be monthly if you put down 1 crore in an account . how does it work out ?

-ta

if you put in defense saving you will get maximum , rest of them are paying around 5% monthly or what ever the interest rate is right now , or better to invest in meezan or nafa assets management fund .

 

[ammarzubair]

Mashallah. Good work

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why not invest the money in a fund? my friend works at AKD investment and another friend invested there through him got a 30% return in a few months

 

[MrJayPlays]

I will have a look into it . getting some info atm

 

[Optimus]

Which region have you set your steam account to by the way?

It's on Indian.

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MCB offers internet session activation for an indefinite time too. I have that on my MCB Lite.


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Yes, but not on their debit card.

 

[Nabeel]

Just a quick question . which banks is paying the highest interest in pakistan atm ?
How much it will be monthly if you put down 1 crore in an account . how does it work out ?

-ta

The highest interest rate with monthly payout is almost always with National Savings for senior citizens called "BAHBOOD SAVINGS CERTIFICATE". This is the worst time to deposit money for interest as they are currently lowest in history. My parents have old bahbood certificate so they get 15% but currently they're only offering 9.5% for senior citizens and 6.3% for people less than 60 years old.
Private banks are currently offering 4% or less. I used to get 8% on my regular savings account with Alfalah, not anymore.
I invested my money in a residential plot 3 years ago in an area I suspected of future development. I got lucky and current government built 6 lane road connecting that small society to main city. In 3 years the price of that plot rose 400%. Thats 133% per year, no bank can beat that :dance4:

 

[MrJayPlays]

The highest interest rate with monthly payout is almost always with National Savings for senior citizens called "BAHBOOD SAVINGS CERTIFICATE". This is the worst time to deposit money for interest as they are currently lowest in history. My parents have old bahbood certificate so they get 15% but currently they're only offering 9.5% for senior citizens and 6.3% for people less than 60 years old.
Private banks are currently offering 4% or less. I used to get 8% on my regular savings account with Alfalah, not anymore.
I invested my money in a residential plot 3 years ago in an area I suspected of future development. I got lucky and current government built 6 lane road connecting that small society to main city. In 3 years the price of that plot rose 400%. Thats 133% per year, no bank can beat that :dance4:

My main investment plan in Pakistan atm has to b in property. Or if not then its saving account.

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[frazgta]

It's on Indian.

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Yes, but not on their debit card.

So you can add a Pakistani debit card to an Indian steam account?

 

[Optimus]

So you can add a Pakistani debit card to an Indian steam account?

Yep, it works without any issue, payment is processed the very minute.

 

[muhdttahir]

Yep, it works without any issue, payment is processed the very minute.

Wouldn't it be better to use the local Pakistani version? I would assume there would be additional international transaction charges associated with the Indian version.

 

[GloriousChicken]

Wouldn't it be better to use the local Pakistani version? I would assume there would be additional international transaction charges associated with the Indian version.

Steam stores change currency at international rates when you use transaction, for example, if you have US Account and you were change to EU, you're currency will also be changed and any further transactions will be done easily at the exchange rates available at the time.

So you are safe to use your credits or debit cards from Pakistan.

 

[puppet]

Steam stores change currency at international rates when you use transaction, for example, if you have US Account and you were change to EU, you're currency will also be changed and any further transactions will be done easily at the exchange rates available at the time.

So you are safe to use your credits or debit cards from Pakistan.

I've account for each currency , whichever is cheaper I buy (sm1)

 

[Optimus]

Wouldn't it be better to use the local Pakistani version? I would assume there would be additional international transaction charges associated with the Indian version.

As sad as it may seem, Steam doesn't have a localised store for Pakistan.

 

[hraza1991]

I've been using MCB's debit card (gold plus) for over 2 weeks now, and I must say I have no issues. The card works without any issue on PlayStore, Steam, Origin, Microsoft Store, and pretty much everywhere Visa cards are accepted. The only issue is that the session activation only lasts 15 days, but it's free to activate unlike UBL, and some other banks. I must say I'm pretty satisfied. I've purchased over 30 games from Steam, and never faced any issue.

This is the answer i was looking for everywhere tried to ask multiple times in this thread but no one asnwered finally i found your comment, thank you bro

 

[GloriousChicken]

This is the answer i was looking for everywhere tried to ask multiple times in this thread but no one asnwered finally i found your comment, thank you bro

Always a good thing to go through the thread, bro.
Theres a reason these are stickied.