[OT] Banks of Pakistan | Services, Accounts, Debit Cards, Credit Cards. | Help 'n' Advice

Visa vs MasterCard - silver credit card


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MrJayPlays

Senior
May 4, 2008
8,502
0
41
www.youtube.com
Which bank pays highest interest in Pakistan ?

Just a quick question . which banks is paying the highest interest in pakistan atm ?
How much it will be monthly if you put down 1 crore in an account . how does it work out ?

-ta
 

NetfilxandLagg

Wifi stealer
Feb 23, 2016
91
0
1
27
interest is Haram
that being said barclays was the best until they shut it down
currently habib bank owns the barclays branches in pakistan so i'd not recommend going towards them
 

TheLivingFlesh

Well-known member
Apr 26, 2008
1,847
9
44
United States of Islamabad
i used to get around 1 lakh per month, but i found a better option, i bought 10 corollas and put them on rent now i make 4lakh per month and no interest.....so let me know if you wanna go down this path. its much better,.
 

cobby

Lord of the First Order
Aug 20, 2007
12,722
1
43
Serenity
Just a quick question . which banks is paying the highest interest in pakistan atm ?
How much it will be monthly if you put down 1 crore in an account . how does it work out ?

-ta
if you put in defense saving you will get maximum , rest of them are paying around 5% monthly or what ever the interest rate is right now , or better to invest in meezan or nafa assets management fund .
 

Nabeel

Beginner
Feb 3, 2007
41
0
12
Lahore
Just a quick question . which banks is paying the highest interest in pakistan atm ?
How much it will be monthly if you put down 1 crore in an account . how does it work out ?

-ta
The highest interest rate with monthly payout is almost always with National Savings for senior citizens called "BAHBOOD SAVINGS CERTIFICATE". This is the worst time to deposit money for interest as they are currently lowest in history. My parents have old bahbood certificate so they get 15% but currently they're only offering 9.5% for senior citizens and 6.3% for people less than 60 years old.
Private banks are currently offering 4% or less. I used to get 8% on my regular savings account with Alfalah, not anymore.
I invested my money in a residential plot 3 years ago in an area I suspected of future development. I got lucky and current government built 6 lane road connecting that small society to main city. In 3 years the price of that plot rose 400%. Thats 133% per year, no bank can beat that :dance4:
 

MrJayPlays

Senior
May 4, 2008
8,502
0
41
www.youtube.com
The highest interest rate with monthly payout is almost always with National Savings for senior citizens called "BAHBOOD SAVINGS CERTIFICATE". This is the worst time to deposit money for interest as they are currently lowest in history. My parents have old bahbood certificate so they get 15% but currently they're only offering 9.5% for senior citizens and 6.3% for people less than 60 years old.
Private banks are currently offering 4% or less. I used to get 8% on my regular savings account with Alfalah, not anymore.
I invested my money in a residential plot 3 years ago in an area I suspected of future development. I got lucky and current government built 6 lane road connecting that small society to main city. In 3 years the price of that plot rose 400%. Thats 133% per year, no bank can beat that :dance4:
My main investment plan in Pakistan atm has to b in property. Or if not then its saving account.

Sent from my SM-N910F using Tapatalk
 

muhdttahir

Intermediate
Aug 1, 2014
151
0
21
Yep, it works without any issue, payment is processed the very minute.
Wouldn't it be better to use the local Pakistani version? I would assume there would be additional international transaction charges associated with the Indian version.
 

GloriousChicken

Glorious Chicken Lord of Team UG
Global Mod
Jul 30, 2013
2,652
173
69
Karachi
Wouldn't it be better to use the local Pakistani version? I would assume there would be additional international transaction charges associated with the Indian version.
Steam stores change currency at international rates when you use transaction, for example, if you have US Account and you were change to EU, you're currency will also be changed and any further transactions will be done easily at the exchange rates available at the time.

So you are safe to use your credits or debit cards from Pakistan.
 

puppet

Well-known member
Sep 30, 2013
2,169
0
42
Steam stores change currency at international rates when you use transaction, for example, if you have US Account and you were change to EU, you're currency will also be changed and any further transactions will be done easily at the exchange rates available at the time.

So you are safe to use your credits or debit cards from Pakistan.
I've account for each currency , whichever is cheaper I buy (sm1)
 

Optimus

PG Xtremist
Jul 25, 2010
3,810
0
41
30
Limbo
Wouldn't it be better to use the local Pakistani version? I would assume there would be additional international transaction charges associated with the Indian version.
As sad as it may seem, Steam doesn't have a localised store for Pakistan.
 

hraza1991

Active member
Nov 27, 2009
442
0
21
Khairpur Mir's
I've been using MCB's debit card (gold plus) for over 2 weeks now, and I must say I have no issues. The card works without any issue on PlayStore, Steam, Origin, Microsoft Store, and pretty much everywhere Visa cards are accepted. The only issue is that the session activation only lasts 15 days, but it's free to activate unlike UBL, and some other banks. I must say I'm pretty satisfied. I've purchased over 30 games from Steam, and never faced any issue.
This is the answer i was looking for everywhere tried to ask multiple times in this thread but no one asnwered finally i found your comment, thank you bro :D
 

GloriousChicken

Glorious Chicken Lord of Team UG
Global Mod
Jul 30, 2013
2,652
173
69
Karachi
This is the answer i was looking for everywhere tried to ask multiple times in this thread but no one asnwered finally i found your comment, thank you bro :D
Always a good thing to go through the thread, bro.
Theres a reason these are stickied. :D
 
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  • iampasha iampasha:
    SolitarySoldier said:
    Phil keeps talking about breaking barriers to gaming, making it accessible on all platforms yada yada, while killing competition and creativity at the same time. the fact that i actually believed him for a second lol
    guys the biggest yapper in the Industry right now. All he do is yap
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  • Necrokiller Necrokiller:
    Phil should be held responsible for this shitfest too, just like Sarah, but it's highly likely that these decisions are coming from Satya. And this isn't even the end of it. More closures are coming.
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  • SolitarySoldier SolitarySoldier:
    if we are moving towards more and more popular trash across platforms that make billions for companies, I'm happy with all the barriers and exclusivity because at least that brings some pressure to create good stuff.
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  • SolitarySoldier SolitarySoldier:
    Phil keeps talking about breaking barriers to gaming, making it accessible on all platforms yada yada, while killing competition and creativity at the same time. the fact that i actually believed him for a second lol
    Link
  • SolitarySoldier SolitarySoldier:
    "These changes are not a reflection of the creativity and skill of the talented individuals at these teams or the risks they took to try new things" ... seems to me that's exactly what it is
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  • SolitarySoldier SolitarySoldier:
    why make good games when u can just buy everyone and shut them down lol
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  • XPremiuM XPremiuM:
    I'm gonna say one last time, F*** Microsoft to infinity!
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  • XPremiuM XPremiuM:
    Microsoft deserves all the hate they can get. Seriously i can't explain how much i want to curse them out.
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  • XPremiuM XPremiuM:
    They could've sold the studios instead of closing them, but the nazi bastards just didn't want competition down the road.
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  • XPremiuM XPremiuM:
    F*** Microsoft, and F*** their fanboys.
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  • XPremiuM XPremiuM:
    What's the f*** is wrong with them? I mean really? Have they completely lost it? F***ing retards.
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  • XPremiuM XPremiuM:
    So i just found out that f***ing s***bag Microsoft shut down Arkane Studio (makers of the brilliant Dishonored series) and Tango Gameworks (makers of the iconic The Evil Within series), among some other studios. I just want to say a giant F*** Y**! to Microsoft. THEY'VE F***ED UP BIG TIME this time.
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  • Necrokiller Necrokiller:
    MS: Hold my trillion dollars
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  • Necrokiller Necrokiller:
    Sony: We can f**k up a totally good situation.
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  • XPremiuM XPremiuM:
    Started Dead Island 2, and i find it pretty lame. The story is shit. The characters are either cringe or bland (all 6 of them), The gameplay isn't fun. Even the goddamn zombies don't behave like proper zombies. They're all fast & intelligent unlike how zombies are supposed to be like. Any fan of "zombie" genre cannot possibly like this shitfest of a game. Dying Light 2 was million times better than this shit.
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  • NaNoW NaNoW:
    so Baldurs Gate 3 is pretty great!"
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    So who here is waiting for Senua Hellblade 2. Prequel was a true mind fuck experience.
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  • GloriousChicken GloriousChicken:
    Sad indeed
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  • NaNoW NaNoW:
    what a sad day
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  • faraany3k faraany3k:
    Necrokiller said:
    MS one upping Sony in catching the biggest L in gaming
    tbh gaming industry as a whole is failing much like tech industry. They have buckled down too much to Corporate suites then relying on passionate and innovative people. A corporate only believes in financial growth and shareholders.
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  • Necrokiller Necrokiller:
    MS one upping Sony in catching the biggest L in gaming
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  • NaNoW NaNoW:
    oh
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    iampasha iampasha: Phil keeps talking about breaking barriers to gaming, making it accessible on all platforms yada...