[OT] Banks of Pakistan | Services, Accounts, Debit Cards, Credit Cards. | Help 'n' Advice

[assasin42o]

[MENTION=1311]Majawar[/MENTION] have you personally used them? Alot of people have complained about UBL that they don't work on all online sites (But that posts are quite old). The only reason why I'm inclined for UBL Wiz is that I can also avail their restaurant offers which comes on and off throughout the year while MCB isn't recognized by anyone anymore

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[Majawar]

@Majawar have you personally used them? Alot of people have complained about UBL that they don't work on all online sites (But that posts are quite old). The only reason why I'm inclined for UBL Wiz is that I can also avail their restaurant offers which comes on and off throughout the year while MCB isn't recognized by anyone anymore

Sent from my Moto X Pure

Yup. That's true. They both have link down problem but it isn't always like that. I have cousins and friends who are using Lite and Wiz cards and both have same reviews. They work online smoothly but have link down problems more often. I am personally using Meezan Bank for online shopping. Never have link down problem but it is very expensive as compare to them.

Regarding promotions on bank cards, they are quite common nowadays. Every bank is offering them one after another.

 

[ASKnASK]

The only thing I know is that Signature cards usually offer good deals while shopping and they have better reward system than regular cards. Rest I am not sure what further benefits can be availed. And for Cash back, SCB is best. They offer good cash back values to customers.

Can you tell me what % cashback they offer on transactions?

 

[Joker99]

Has anyone used SCB Credit or Debit Card online recently? They've charged me @ 111/112 PKR per USD with SCB Debit Card. WTH. That is way too high. Is this the norm by them now?

28/3/2017 - USD 0.88 -> PKR 98.93 (112.306 per USD)
01/4/2017 - USD 7.35 -> PKR 822.43 (111.895 per USD)

 

[Majawar]

Can you tell me what % cashback they offer on transactions?

Sorry mate. I am not sure. They had some cash back on fuels etc but it was about 4-5 months before I guess. I am not sure about latest cash back information.

 

[Majawar]

Has anyone used SCB Credit or Debit Card online recently? They've charged me @ 111/112 PKR per USD with SCB Debit Card. WTH. That is way too high. Is this the norm by them now?

28/3/2017 - USD 0.88 -> PKR 98.93 (112.306 per USD)
01/4/2017 - USD 7.35 -> PKR 822.43 (111.895 per USD)

Still better than Meezan Bank lol. They are charging 1.2% on International purchase.

 

[Joker99]

Still better than Meezan Bank lol. They are charging 1.2% on International purchase.

Any idea how this is calculated? I think USD rate is near 105-106 these days? SCB says 3% in their Schedule of Charges. But the 112 is way too high. I have asked for explanation but they simply repeat Bank rate plus our charges. No evident response.

 

[salu7]

is there anyone who used mcb lite at aliexpress?

 

[ZuLQi]

is there anyone who used mcb lite at aliexpress?

Yes I use it all the time

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[Majawar]

Any idea how this is calculated? I think USD rate is near 105-106 these days? SCB says 3% in their Schedule of Charges. But the 112 is way too high. I have asked for explanation but they simply repeat Bank rate plus our charges. No evident response.

Correction: Meezan Bank is charging 2.5%. Well calculation is quite easy. The 2.5% of total payment is deducted and the calculation is pretty simple. Nothing complex. For example I ordered a watch from Aliexpress worth Rs 25,000, I was charged Rs 625 (2.5 Divide by 100>Multiply by Rs 25,000)

 

[rzrz]

I was thinking to get an account in HBL, can any one confirm that HBL master debit card works for online purchases? Thanks

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[assasin42o]

Yes I use it all the time

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Regarding MCBLite, when you make an online transaction, do they charge any transaction charges?

UBL charged me 200rs for that. [MENTION=1311]Majawar[/MENTION]

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[ZuLQi]

Regarding MCBLite, when you make an online transaction, do they charge any transaction charges?

UBL charged me 200rs for that. [MENTION=1311]Majawar[/MENTION]

Sent from my Moto X Pure

Nothing, they only charge 1 dollar for 107 rupees, nothing else

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[salu7]

Yes I use it all the time

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then im going for it.
can i apply online or should i have to visit mcb's branch?

 

[wQr hSN]

Mcblite works everywhere i have tried so far, google, aliexpress, godaddy, entropay, amazon.
But why the hack it is not working with uber and careem?

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[ZuLQi]

Mcblite works everywhere i have tried so far, google, aliexpress, godaddy, entropay, amazon.
But why the hack it is not working with uber and careem?

Sent from my ONEPLUS A3010 using Tapatalk

Just tried now on careem, added successfully


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[sinnersaint]

can someone please confirm if there is any bank which offers free cheque books. Not talking about first free cheque book or the requirement of having a certain specific amount in the account.

 

[DietyDevil]

Guys anyone here using UBL bank?.I am a government employee having a salary acount. Whats the most convenient and cheapest way to transfer sum of 100k to my friends account.

 

[Adil]

Send from my Moto Z Force

 

[Spartan 117]

Hey guys

Those who have MCB Lite, have any of you had a situation where someone transferred you an amount but it was over your monthly limit so you wouldn't receive it but the cash is deducted from sender's account?

Will I get the cash when the month is over and my limit is reset? What should be done here?