Refund process was used to be very simple but now with every new update on aliexpress the pattern of refund changes.. right now i have 3 disputes going on.. the thing is that now you need to provide high quality evidence.. and aliexpress will also step in in your case.. but nothing to worry.. the process is very easy.. ill guide you when you need some help..
you will get your refund on the card through which you made the payment.. you will get all the money back except the bank charges and dollar conversion rate... as far as i know SCB charges Rs 4+/$..
nope.. there wont be any.. no investigation part.. whatsoever.. about the 60days part.. it depends on seller.. because sometimes seller asks the buyer to wait for few more days after the completion of due date..and sometimes.. they simply refund your money..
keep this thing in your mind.. when the seller has released your payment, it may take 7-10 business days for it to display on your credit card statement.
this is the chart from aliexpress.. the chart says about 10-15 business days.. means 5-7 business days for aliexpress to release the payment and the remaining for the money to display on your credit card statement(this part take 2-3 business days max.. but still it varies from bank to bank).