Roshan Digital Bank Accounts and Naya Pakistan Certificates

NaNoW

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Feb 5, 2008
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Karachi, Pakistan
If anyone has opened a Roshan Digital Bank Account here already? and bought/invested in Naya Pakistan Certificates ?
how was the process? How was the experience ?

Is there anywhere where I can see the comparisons between different bank, their services and the rates they are offering?
I have seen that some of them have really nice returns rate on those

There is information online i.e

but not comparisons or experience of people

Specially looking to hear from overseas pakistanis

@Chandoo @Necrokiller @Major Aly -- others?
 

NaNoW

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Feb 5, 2008
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Karachi, Pakistan
Sorry @NaNoW
No idea about what this is.
look into it..pretty good schemes both of them, even if you dont put a ton of money into it, the USD return rate is pretty good - it will be difficult to get such good returns anywhere else in the world, fully risk-free*

*unless Pakistan as a nation stops existing
 

NaNoW

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Feb 5, 2008
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Karachi, Pakistan
What about regime changes affecting this?
No, not at all. Political party or even martial law doesnt have effect on this.

Roshan Digital is a bank account in association with State bank and bureaucracy and
Naya Pakistan are essentially fixed term bonds at an attractive rate, no political party can change the "Government- issued bond" or will ever stop respecting the certificate bonds (unless that state wants to get sued and lose billions)

I would suggest if you have some cash saved up and you are already not invested in anything, these bonds and return rate are exceptional value - upto 7.00% is quite nice, much better than money sitting in a bank and getting devalued due to inflation


3 Months5.50%9.50%Maturity
6 Months6.00%10.00%Maturity
12 Months6.50%10.50%Maturity
3 Years6.75%10.75%Bi-Annual
5 Years7.00%11.00%Bi-Annual

....its basically liquid cash, you can pull out investment at any time, you are getting a nice return on, while helping Pakistan get its reserves stronger...win-win situation
 

NaNoW

Administrator
ADMIN
Feb 5, 2008
11,055
197
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Karachi, Pakistan
one reason for the the recent news regarding record remittances, is these bonds and bank accounts




some more useful info :

 

manigamer

Respect Ma AuthoritA!!!
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Jun 28, 2007
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On earth...Lahore
No, not at all. Political party or even martial law doesnt have effect on this.

Roshan Digital is a bank account in association with State bank and bureaucracy and
Naya Pakistan are essentially fixed term bonds at an attractive rate, no political party can change the "Government- issued bond" or will ever stop respecting the certificate bonds (unless that state wants to get sued and lose billions)

I would suggest if you have some cash saved up and you are already not invested in anything, these bonds and return rate are exceptional value - upto 7.00% is quite nice, much better than money sitting in a bank and getting devalued due to inflation


3 Months5.50%9.50%Maturity
6 Months6.00%10.00%Maturity
12 Months6.50%10.50%Maturity
3 Years6.75%10.75%Bi-Annual
5 Years7.00%11.00%Bi-Annual

....its basically liquid cash, you can pull out investment at any time, you are getting a nice return on, while helping Pakistan get its reserves stronger...win-win situation
and this also brings down the dollar rate as well.
 
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