[OT] Banks of Pakistan | Services, Accounts, Debit Cards, Credit Cards. | Help 'n' Advice

Visa vs MasterCard - silver credit card


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Sky7

Beginner
Jan 9, 2012
28
0
1
Karachi
I went to my nearest MCB bank and they checked original one and then kept a copy of cnic and within next few days, it updated to Level 1 with the following limits.

Updating to Level 1 can be done anytime, no restrictions.

I called their helpline and complaint that my card isn't working I also told them that my card is old chipless one they said it should still work also I told them that my card will expire in October so I want to apply for a new card but they told me to wait till October and let the card expire.
 

Saadssk94

Active member
Feb 22, 2011
345
3
23
Karachi
Guys, please suggest some service or bank account that allows me to purchase games from Steam and stuff from Aliexpress.

I need a debit card but I'm looking for such a service that doesn't require me to go to the bank to open a new account.
 

nightfury11

Active member
Jun 4, 2011
323
1
23
Lahore
Guys, please suggest some service or bank account that allows me to purchase games from Steam and stuff from Aliexpress.

I need a debit card but I'm looking for such a service that doesn't require me to go to the bank to open a new account.
I have the same question. My shitty bank Bank AL Habib's visa debit card doesn't work online. Their helpline says that it is designed that way. I am looking for a card that I can reload and use on AliExpress. I'm not in a position to open a new bank account. Thanks!
 
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Saadssk94

Active member
Feb 22, 2011
345
3
23
Karachi
I have the same question. My shitty bank Bank AL Habib's visa debit card doesn't work online. Their helpline says that it is designed that way. I am looking for a card that I can reload and use on AliExpress. I'm not in a position to open a new bank account. Thanks!
I'm stuck with the same shitty bank and debit card for many years now currently I'm waiting for SadaPay to launch their services so I don't have to open another account for another debit card.
 
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nightfury11

Active member
Jun 4, 2011
323
1
23
Lahore
@Saadssk94 @nightfury11 Until SadaPay launches, Your best bet right now is MCB Lite. It used to work pretty much everywhere before MCB added shit tons of restrictions on it. Still works fine on Steam, Epic Games, Deezer and was working fine on AliExpress (at least a couple months ago).
Can you please confirm that it still works with AliExpress because I don't want to get tied with a bank that I can't use for online transactions? Thanks!
 

play3r1

Active member
May 13, 2013
299
10
24
Can you please tell what are those restriction?
Oh boy, Saw this two months too late!

MCB had blocked payments for several services such as Google Play and Netflix but that is old news. Card works fine on said sites now. Still gets declined here and there.

If you're looking for a prepaid debit card for online payments, you've got better options now than Lite, like NayaPay.
 

noodlelover

Talented
Apr 15, 2011
86
10
4
I want personal loan as i need cash quickly but i am total newbie to it lots of people say its a spider net so plz guide as for repayment i have a well paying job so that wont be an issue.Also tell me that repayments are monthly or i can give repayment(qist) six monthly or yearly without increasing interest on prime sum.
 

Faddi

Well-known member
Feb 12, 2008
2,454
11
43
33
The Land of Hospitality (Peshawar)
AOA everyone. Can anyone give me information that which ATM debit card can be activated for online transactions internationally through their online banking or app other than ABL? I want to have another option for me. I don't want to call the helpline every time for international transaction. I mean is there any bank other than ABL who offers to activate Debit card for International transactions through app or online banking.
 

arslanejaz33

Talented
Nov 27, 2013
81
13
4
Somewhere on Internet
AOA everyone. Can anyone give me information that which ATM debit card can be activated for online transactions internationally through their online banking or app other than ABL? I want to have another option for me. I don't want to call the helpline every time for international transaction. I mean is there any bank other than ABL who offers to activate Debit card for International transactions through app or online banking.
Nayapay best payment gateway
 

WaqarA

Intermediate
Jun 2, 2012
238
0
22
Sargodha
@play3r1 @arslanejaz33 Thank you for sharing this method of Nayapay. For now, it seems that it can only work with an app. Do you guys know any other way as well, one which does not require an app? I used mcb lite in the past, however, right now it is no longer practical for me. Verifications, upgrades etc, it is tormenting.
Edit: I have tried to download this app on Huawei but it does not work because it requires Google play support, I have also tried to use it on bluestacks (on PC) but it did not open.
 
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arslanejaz33

Talented
Nov 27, 2013
81
13
4
Somewhere on Internet
@play3r1 @arslanejaz33 Thank you for sharing this method of Nayapay. For now, it seems that it can only work with an app. Do you guys know any other way as well, one which does not require an app? I used mcb lite in the past, however, right now it is no longer practical for me. Verifications, upgrades etc, it is tormenting.
Edit: I have tried to download this app on Huawei but it does not work because it requires Google play support, I have also tried to use it on bluestacks (on PC) but it did not open.
you can opt for UBL or standard chartered account their card also works almost anywhere but their service charges are higher as compared to Nayapay or mcb lite
 

Deja Vu

always expect unexpected
Jan 31, 2009
1,029
4
44
/app_home/PS3_GAME
anyone works in mcb ? my lite card is constantly deleivered to old address while i have updated my mail address, its been 10 months and i cant get my card, this is so ridiculous
 

play3r1

Active member
May 13, 2013
299
10
24
@play3r1 @arslanejaz33 Thank you for sharing this method of Nayapay. For now, it seems that it can only work with an app. Do you guys know any other way as well, one which does not require an app? I used mcb lite in the past, however, right now it is no longer practical for me. Verifications, upgrades etc, it is tormenting.
Edit: I have tried to download this app on Huawei but it does not work because it requires Google play support, I have also tried to use it on bluestacks (on PC) but it did not open.
Yeah, Their app isn't available on Huawei's Appstore or even iOS.
Wouldn't really recommend it but if you really must, I suppose you can use someone else's Android phone whom you trust. Download the app on their phone but use your mobile number at signup.
 

Bazooka

Proficient
Apr 8, 2007
533
0
23
Islamabad
Can anyone please confirm which card of local banks has the least service charges for online transactions? I have been using Meezan bank Platinum Debi card card since last 3 years and lately been observing that they are upto no good. Just to check, today i ordered from Aliexpress a $0.99 item with free shipping, and i was charged Rs.230 for it. upon checking my statement, i saw there USD to PKR rate for this transaction was @ Rs. 222.5??? when i asked on help line what is the interbank rate today , i was told it was Rs214, then how come i was charged @ Rs 222.5? Anyway he kept me on hold and disconnected the call himself after 3 mins without providing me any info regarding this matter.
 

RyanMatthew

New member
Aug 9, 2023
2
0
1
Hello @Bazooka, I understand your frustration with the unexpected charges on your Meezan Bank Platinum Debit Card for online transactions. It's definitely important to find a card with reasonable service charges. In terms of other local banks, you might want to explore options like HBL or Standard Chartered. They often offer competitive rates for online transactions.
Regarding the discrepancy in the USD to PKR conversion rate, it's unfortunate that you had to deal with such confusion. It's essential to have clear communication from the bank about exchange rates to avoid these situations. If you're looking for alternatives, consider checking out Mortgage Broker in Colchester. They might have some insights that could be helpful for your financial inquiries.
 
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