[OT] Banks of Pakistan | Services, Accounts, Debit Cards, Credit Cards. | Help 'n' Advice

Visa vs MasterCard - silver credit card


  • Total voters
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hamza4best

Active member
Mar 1, 2010
273
6
24
Hello.
I want to know if hbl debit card is good for online payment.I'm an ACCA student and I have to pay exam fees to ACCA online in pounds.
I'm currently using UBL Wiz card to pay fee but they are charging me 6-7rs per pound extra.It makes about 800-900 rs extra per paper (my exam cost 132 pounds).
Does HBL debit card also charges these?I just want to pay exam fee.
As far as I know I haven't been charged any extra fee when ever I used the card online. You can go for it.

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muhdttahir

Intermediate
Aug 1, 2014
151
0
21
Anyone having issues with online transactions on MCB Lite? I haven't been able to purchase anything since Friday.
 

DevilMind

Active member
Dec 14, 2008
349
2
23
Islamabad
Which Standard Chartered Credit Card Visa vs MasterCard should I get?

Which Standard Chartered Credit Card Visa vs MasterCard should I get?

1. Visa silver
2. MasterCard silver

Credit Card will only be used for Steam, Daraz.pk and other online shopping. Because my Standard Chartered Debit Card is not always accepted online.
I don't like to ask others for Credit Card for online shopping.
 

gullfounder

Phoenix Dawn
Supervisor
Aug 25, 2008
970
3
24
Khanpur
Get MCB lite card will always work and It will for any place online too. and the best thing is 300rp annul charges only. rather then 3k or something insane on credit cards. if you still wish to use credit card. Then it doesn't matter Visa MasterCard. both are same.
 

Shahbaz200

Newbie
Jun 17, 2015
20
0
1
Get MCB lite card will always work and It will for any place online too. and the best thing is 300rp annul charges only. rather then 3k or something insane on credit cards. if you still wish to use credit card. Then it doesn't matter Visa MasterCard. both are same.
Dude their staff is garbage though. Took me 2 3 weeks to activate my card.
 

FaridAhmed

Closer To The Edge
Aug 31, 2009
2,741
0
41
Lahore
i would like to point out that alfalah's credit card have no annual fee
i have only tried it on aliexpress few times and it was fine so daraz, steam etc should also be fine

plus they allow to submit the payment online via other bank just like online transfer, no need to go to bank to do so
 

Shahbaz200

Newbie
Jun 17, 2015
20
0
1
Getting was hard. but activating it don't take more 30min. Even if there staff is lazy. Which they are. but still.
To activate you need to load some amount into your card, and for loading money they always made some lame excuse like our system is not working, the guy who does this is on leave. After loading money then sometimes when you call, they will hang up or once said our system is not working. I made a complain too. Maybe staff in my nearby bank is just extra lazy
 

gullfounder

Phoenix Dawn
Supervisor
Aug 25, 2008
970
3
24
Khanpur
To activate you need to load some amount into your card, and for loading money they always made some lame excuse like our system is not working, the guy who does this is on leave. After loading money then sometimes when you call, they will hang up or once said our system is not working. I made a complain too. Maybe staff in my nearby bank is just extra lazy
That's how i did, Got card. Logged in my MCB online account Transferred money into my MCB lite. Called help line got them to activate my MCB lite and asked them link my MCB account with MCB lite so its yearly fee can be deducted from my main. Done.

Note: Some other banks do allow money transfer to MCB lite directly too via there online Web site.
 

gamer11

Well-known member
Sep 13, 2012
2,285
0
41
which credit card?

Hi,
Can you guys please suggest which bank's cc is good n without any hidden charges, n also how is the cc of Askari bank?
 

zimmi

Intermediate
Sep 6, 2009
195
0
21
Imma Pindi Boy!
I have also been looking for an answer to this question and found out that Alfalah and Askari bank Credit cards have no annual charges. But my bank account is in MCB and I will have to pay the bill by going to the branch which is a hassle for me, so I did not apply. I have also heard good feedback of Faysal and Silkbank.
 

gamer11

Well-known member
Sep 13, 2012
2,285
0
41
I have also been looking for an answer to this question and found out that Alfalah and Askari bank Credit cards have no annual charges. But my bank account is in MCB and I will have to pay the bill by going to the branch which is a hassle for me, so I did not apply. I have also heard good feedback of Faysal and Silkbank.
i checked Alfalah site, it has no charges.
where as Askari has 3480 annual charges on classic card

Sent from my SM-G955F using Tapatalk
 

gamer11

Well-known member
Sep 13, 2012
2,285
0
41
Hello.
I want to know if hbl debit card is good for online payment.I'm an ACCA student and I have to pay exam fees to ACCA online in pounds.
I'm currently using UBL Wiz card to pay fee but they are charging me 6-7rs per pound extra.It makes about 800-900 rs extra per paper (my exam cost 132 pounds).
Does HBL debit card also charges these?I just want to pay exam fee.
6rs extra per pound is normal, whereas with ubl wiz its 7rs extra per pound.

Sent from my SM-G955F using Tapatalk
 
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