[OT] Banks of Pakistan | Services, Accounts, Debit Cards, Credit Cards. | Help 'n' Advice

Visa vs MasterCard - silver credit card


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AchtungPakhtoon

PG Lurker
Jan 22, 2007
558
2
24
Lahore
Meezan has a very good debit card - no hidden charges, discounts on Careem, Daraz etc., pre-activated with Verified by Visa security, NFC etc.. The annual charges are like Rs. 750. Recently, however, SBP's Shariah Compliance Board declared payments to Netflix as haram (lmao) . So, Meezan's card no longer works on Netflix, which is a shame. I have had 0 problems with Meezan's card, apart from the last issue, and have had it for almost 4 years now.
What's the issue that you had with Meezan, if you don't mind me asking?

Sent from my ONEPLUS A6003 using Tapatalk
 

devnull

Well-known member
Dec 31, 2009
1,735
0
41
Karachi
netflix doesn't have to abide by Pemra's censorship rules so that is why it is being blacklisted. no doubt the army and agencies don't want pakistanis consuming indian content. free speech is not in their interest.
 

Faddi

Well-known member
Feb 12, 2008
2,419
3
43
29
The Land of Hospitality
I am looking for a credit card without any unnecessary restrictions and it should work throughout the world. Online and on the spot. Can you guys suggest a bank for me?
 

mmaslam

Talented
Jun 20, 2013
99
0
11
Hi Guys,

It's been a long time since I have posted anything on this thread.

I need some advice, I recently got a new SCB Mastercard Titanium CC, however the bank is being very skeptical while assigning the credit limit. Despite having a Gold Visa card (for more than 18+ months) and my salary being credited to SCB, they have only given me a credit limit of 2 salary multiples.

During the application, I was promised 3-4 salary multiples by the rep at the bank. I am not happy with this allotted limit so I am looking for some other bank. What are my options? HBL?Faysal?
 

deltaop007

Active member
Sep 4, 2011
479
0
21
Rawalpindi
Hi Guys,

It's been a long time since I have posted anything on this thread.

I need some advice, I recently got a new SCB Mastercard Titanium CC, however the bank is being very skeptical while assigning the credit limit. Despite having a Gold Visa card (for more than 18+ months) and my salary being credited to SCB, they have only given me a credit limit of 2 salary multiples.

During the application, I was promised 3-4 salary multiples by the rep at the bank. I am not happy with this allotted limit so I am looking for some other bank. What are my options? HBL?Faysal?
I would recommend Bank Alfalah. They gave me a 3x salary limit, despite not being my paycheck bank. I have only got good things to say about their CC service. The only minor gripe being that the mobile app/ebanking has no CC statement facility and only shows last 10 posted transactions.
 

frazgta

Well-known member
Oct 23, 2010
1,769
0
41
24.706915,7.468872
I'm looking for a credit (or debit card) which works with Amazon.com and Google play store for recurring subscription based payments. I'm thinking of getting a Standard chartered credit card. What do you guys think?
 

Sky7

Newbie
Jan 9, 2012
24
0
1
Karachi
Has anyone used mcb lite card on aliexpress recently? I called their helpline and they said we can't use the card on google play store and aliexpress for now.
 

Shahbaz200

Newbie
Jun 17, 2015
19
0
0
Has anyone used mcb lite card on aliexpress recently? I called their helpline and they said we can't use the card on google play store and aliexpress for now.
Today i tried to use MCB lite for international transaction, it is failing after I got new card. Helpline says its because i have "level 0" card. I dont know what it means and they want me to upgrade it to level 2 for international transactions. Problem is, level 2 needs income proof, i dont have any. Dont know much about level1. FK MCB, anyone help us!
 
Last edited:

Shahbaz200

Newbie
Jun 17, 2015
19
0
0
Meezan has a very good debit card - no hidden charges, discounts on Careem, Daraz etc., pre-activated with Verified by Visa security, NFC etc.. The annual charges are like Rs. 750. Recently, however, SBP's Shariah Compliance Board declared payments to Netflix as haram (lmao) . So, Meezan's card no longer works on Netflix, which is a shame. I have had 0 problems with Meezan's card, apart from the last issue, and have had it for almost 4 years now.
Do i need payment proof for it? What documents are required.
 

play3r1

Active member
May 13, 2013
301
5
23
Has anyone used mcb lite card on aliexpress recently? I called their helpline and they said we can't use the card on google play store and aliexpress for now.
Do not the save the card info, Enter it manually every time. They've added some kind of weird restriction that declines the transaction if its initiated as a merchant transaction or whatever they call it. I don't understand the technical side of it but that's pretty much it. My card kept declining on Steam and by entering manually it worked.

Today i tried to use MCB lite for international transaction, it is failing after I got new card. Helpline says its because i have "level 0" card. I dont know what it means and they want me to upgrade it to level 2 for international transactions. Problem is, level 2 needs income proof, i dont have any. Dont know much about level1. FK MCB, anyone help us!


They told me they're having issues with online transactions on the newly issued Lite cards so they've locked it to level 2 for the time being. If your old Lite card hasn't expired, use that for online transactions. They haven't been deactivated.
 

Shahbaz200

Newbie
Jun 17, 2015
19
0
0
Do not the save the card info, Enter it manually every time. They've added some kind of weird restriction that declines the transaction if its initiated as a merchant transaction or whatever they call it. I don't understand the technical side of it but that's pretty much it. My card kept declining on Steam and by entering manually it worked.





They told me they're having issues with online transactions on the newly issued Lite cards so they've locked it to level 2 for the time being. If your old Lite card hasn't expired, use that for online transactions. They haven't been deactivated.
Oh, mine will expire in 2023. I tried to make a test purchase on aliexpress of 0.6 usd. It worked but stuck at 'processing payment" and it said "[FONT=&quot]It may take longer to process your order during peak traffic hours. No worries, your order status will be updated within an hour. Meanwhile, please go ahead and shop more!"
So i am waiting if it works or not, no sms from bank so far,[/FONT]
 

Shahbaz200

Newbie
Jun 17, 2015
19
0
0
Do not the save the card info, Enter it manually every time. They've added some kind of weird restriction that declines the transaction if its initiated as a merchant transaction or whatever they call it. I don't understand the technical side of it but that's pretty much it. My card kept declining on Steam and by entering manually it worked.





They told me they're having issues with online transactions on the newly issued Lite cards so they've locked it to level 2 for the time being. If your old Lite card hasn't expired, use that for online transactions. They haven't been deactivated.
Old card did not work as well:
This payment has been declined by your card issuer. Error code: CSC_7200015
Is it working for you? on aliexpress?
 
Last edited:

play3r1

Active member
May 13, 2013
301
5
23
Whaaat. Why its failing for me. I have my chip card activated. You have activated new card too right? And i have tried it after removing it from saved cards and re entered it
Yup, I have activated the new chip based card.
Here's a thing though, my old Lite card is also chip based and on level 0.
Have you tried the old card on any other website? Maybe try it on Daraz.
 

Shahbaz200

Newbie
Jun 17, 2015
19
0
0
Yup, I have activated the new chip based card.
Here's a thing though, my old Lite card is also chip based and on level 0.
Have you tried the old card on any other website? Maybe try it on Daraz.
Oh I see. Thanks you a lot for telling me that old cards work. I tried to use old card, after 6 hours payment went through on aliexpress. (so helpline is complete BS wow). Got message recently from bank that old card will stop working on 31march which is again BS considering covid19. SMS also said to activate my new chip based card. I ALREADY ACTIVATED IT BEFORE! i need to do it again. Aliexpress still gives me errors, sometimes it goes through. I tried it on daraz.pk it went through on first try. But I actually really wanted to use it on daraz.com.bd, it always fails on it and says transaction failed by risk scanning. I dont understand why.
 

Sky7

Newbie
Jan 9, 2012
24
0
1
Karachi
Meezan has a very good debit card - no hidden charges, discounts on Careem, Daraz etc., pre-activated with Verified by Visa security, NFC etc.. The annual charges are like Rs. 750. Recently, however, SBP's Shariah Compliance Board declared payments to Netflix as haram (lmao) . So, Meezan's card no longer works on Netflix, which is a shame. I have had 0 problems with Meezan's card, apart from the last issue, and have had it for almost 4 years now.
They denied my brother account creation they asked for payment proof, I thought asaan account was for students
 
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