[OT] Banks of Pakistan | Services, Accounts, Debit Cards, Credit Cards. | Help 'n' Advice

Visa vs MasterCard - silver credit card


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RainbowChicken

Active member
Jan 18, 2013
307
0
21
Karachi
Does anyone here have an idea how the annual fee reversal on HBL Platinum credit card works? Any idea on how much amount I need to spend to get the reversal, and how to get it
 

Soka

Active member
Jul 18, 2017
260
0
0
Does anyone here have an idea how the annual fee reversal on HBL Platinum credit card works? Any idea on how much amount I need to spend to get the reversal, and how to get it
25,000 shopping needs to be done within 60 days of annual fees to get reversal
 

RainbowChicken

Active member
Jan 18, 2013
307
0
21
Karachi
25,000 shopping needs to be done within 60 days of annual fees to get reversal
I was quoted 50,000 by the helpline. However, I have done around 60,000 worth of shopping in the past month only. My annual fee was included in the bill for the month of march.
 

hamza4best

Active member
Mar 1, 2010
273
6
24
Which bank is best to receive freelance payments from Upwork and Fiverr? I'm currently using HBL and it works fine. But wanting to look at an alternate bank as well.

Sent from my MI MAX 2 using Tapatalk
 

fayaz88

Intermediate
Oct 13, 2013
157
2
23
Can anybody suggest any Platinum card that is actually worth it? SCB, MCB, Allied..? From what I have read about them, they seem really to be geared towards people who travel a lot for their business. For others, they look like high premium cards that aren't any better than general use cards.
 

Fahast

Intermediate
May 29, 2010
203
0
21
Hello ,

A question . Is Standard Charted Debit Card not working for International online purchases ?

I have been usind SC debit card for a long time for my online purchases but since the last month my card is being declined on all websites that i used to shop from ....... including steam .

Please confirm .

Best regards ,

Fahast .
 

ads496

Well-known member
Mar 22, 2011
1,190
0
41
Karachi
Has anyone used hbl debit card to pay for Netflix? I have been trying but it doesn't seem to work.

Sent from my RNE-L21 using Tapatalk
 

Fahast

Intermediate
May 29, 2010
203
0
21
It seems that you are also in the same boat , yes debit cards of any bank does not work anymore , i contacted my bank Standard Chartered and they told me that to make the online banking and the information of the their clients more secure they have limited the potential of the debit card use , All the online merchants do a test transaction before charging the card for the actual amount for $1 and then refunds it , now the Pakistani banks are only allowing one transaction which is the test transaction of $1 but when then merchants asks for the actual amount our banks declines the request , that is why we see error messages as (your card has been declined) (CVV2 security code does not match) . It took great effort to get this information out from my bank , these banks all know the answer but i do not know for some reason they are very hesitant to share this info.

A credit card does not have this problem .

Hope i have explained myself .
 

Majawar

Lone Wolf
Nov 29, 2007
8,669
1
41
33
Lahore
www.intellectualtitans.webs.com
It seems that you are also in the same boat , yes debit cards of any bank does not work anymore , i contacted my bank Standard Chartered and they told me that to make the online banking and the information of the their clients more secure they have limited the potential of the debit card use , All the online merchants do a test transaction before charging the card for the actual amount for $1 and then refunds it , now the Pakistani banks are only allowing one transaction which is the test transaction of $1 but when then merchants asks for the actual amount our banks declines the request , that is why we see error messages as (your card has been declined) (CVV2 security code does not match) . It took great effort to get this information out from my bank , these banks all know the answer but i do not know for some reason they are very hesitant to share this info.

A credit card does not have this problem .

Hope i have explained myself .
I have used my Meezan Bank debit card to pay University fees in Hong Kong. They charged 2.5% on total payment.
 

gamer11

Well-known member
Sep 13, 2012
2,285
0
41
so that means debit card do work, only some banks arent allowing it anymore, good thing i have meezan card as no cc here n dont want it either.
 

error

Mobile King !
Sep 26, 2007
1,368
18
43
Lahore
Does anyone here have an idea how the annual fee reversal on HBL Platinum credit card works? Any idea on how much amount I need to spend to get the reversal, and how to get it
Spend 50k on shopping then call helpline to reverse the annual charges and it will be done.

Sent from my SM-G920F using Tapatalk
 

player1234

Active member
Jun 22, 2014
352
7
23
I'm trying to get Amazon/Twitch prime, what kind works from Pakistan? I have tried UBL mastercard and Allied debit, they don't work with Amazon. Can you suggest me any card that works with them?
 

gullfounder

Phoenix Dawn
Supervisor
Aug 25, 2008
970
3
24
Khanpur
I'm trying to get Amazon/Twitch prime, what kind works from Pakistan? I have tried UBL mastercard and Allied debit, they don't work with Amazon. Can you suggest me any card that works with them?
I have tested MCB Lite and UBL Wiz both of them works.
 

play3r1

Active member
May 13, 2013
299
10
24
I actually wanted to Fortnite Twitch prime pack, does Twitch prime with Amazon work with MCB lite?
A month back I tried to subscribe to Amazon Prime Video which also includes Twitch prime subscription but my MCB Lite didn't work. I've subscribed to Prime Video/Twitch Prime once back in 2017 and the card worked fine but not anymore I guess. Now lite works fine on Amazon.com but not on primevideo.com at least for me.
 

player1234

Active member
Jun 22, 2014
352
7
23
A month back I tried to subscribe to Amazon Prime Video which also includes Twitch prime subscription but my MCB Lite didn't work. I've subscribed to Prime Video/Twitch Prime once back in 2017 and the card worked fine but not anymore I guess. Now lite works fine on Amazon.com but not on primevideo.com at least for me.
Is there any other card that works with Prime?
 

player1234

Active member
Jun 22, 2014
352
7
23
All the credit cards would work but Debit cards should work too. Make sure internet session is active on your card.
I have activated session on my UBL and ABL debit cards but they dont work, would you know any other card which you are sure of?
 
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