[OT] Banks of Pakistan | Services, Accounts, Debit Cards, Credit Cards. | Help 'n' Advice

Visa vs MasterCard - silver credit card


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rustyness

Active member
Jun 18, 2017
309
14
13
Peshawar
Has anyone every bought anything from India? I need to send money to a sellers bank account in india. I tried Western Union but they said they don't do business with India. Same goes for other money transferring services. Any ideas on how i can transfer money to the sellers bank account?
 

saqibdb

Going Pro
Jan 22, 2009
975
0
21
wah cantt/ISB/RWP
Has anyone every bought anything from India? I need to send money to a sellers bank account in india. I tried Western Union but they said they don't do business with India. Same goes for other money transferring services. Any ideas on how i can transfer money to the sellers bank account?
use skrill
 

Farrukhkazimi

Proficient
Jul 3, 2012
554
6
23
Karachi
I was thinking to get an account in HBL, can any one confirm that HBL debit card works for online purchases? Thanks

Sent from my Redmi Note 4 using Tapatalk
 

Beelzebub

Anime and Manga Lover!!!
Jun 13, 2008
2,578
1
43
32
Islamabad
Guys how much tax are you guys getting charged on buying items from aliexpress

I am currently using UBL Master Card debit card and paying additional 1% WHT tax (filer) and 3% as International Master Card charges - POS charges
 

Radz

Softcore GameR
Jan 3, 2010
576
6
23
Mars
Guys how much tax are you guys getting charged on buying items from aliexpress

I am currently using UBL Master Card debit card and paying additional 1% WHT tax (filer) and 3% as International Master Card charges - POS charges
There are no charges on MCB Lite card as per Call center, however, Once I got charged @ USD 137 while rate was 133 (So its equals to 4%) Last week I got charged at market rate i-e 134, No Additional fees.
 

Beelzebub

Anime and Manga Lover!!!
Jun 13, 2008
2,578
1
43
32
Islamabad
There are no charges on MCB Lite card as per Call center, however, Once I got charged @ USD 137 while rate was 133 (So its equals to 4%) Last week I got charged at market rate i-e 134, No Additional fees.
i am not talking about the higher dollar rates charged.

If I buy something from aliexpress, three transactions occur in my account.
one is the main transaction cost
then 1% Witholding Tax
then 3% International transaction charges
 

ali tayyab

Well-known member
Jun 22, 2008
1,502
10
43
Islamabad
the 1% WHT is in advanced income tax mode and can be recovered if you are employed. It is on all international orders that are charged in US$. If you are ordering from amazon and want to avoid the charge switch currency to PKR. Ali express does show prices in PKR but charges in USD (AFAIK)


the rest of the charges varies from bank to bank and transaction to transaction. the SoC lists the maximum that may be charged.
 

Radz

Softcore GameR
Jan 3, 2010
576
6
23
Mars
i am not talking about the higher dollar rates charged.

If I buy something from aliexpress, three transactions occur in my account.
one is the main transaction cost
then 1% Witholding Tax
then 3% International transaction charges
This is totally Ok in case of UBL Card, They charge additional 4%, Try MCB Lite Card on Aliexpress, there are no such charges AFAIK.
 
Last edited:

manigamer

Respect Ma AuthoritA!!!
Global Mod
Jun 28, 2007
52,087
395
89
On earth...Lahore
the 1% WHT is in advanced income tax mode and can be recovered if you are employed. It is on all international orders that are charged in US$. If you are ordering from amazon and want to avoid the charge switch currency to PKR. Ali express does show prices in PKR but charges in USD (AFAIK)


the rest of the charges varies from bank to bank and transaction to transaction. the SoC lists the maximum that may be charged.
yeah the whole pkr thing charge from amazon is fne but if u calculate the charge converted to pkr from usd is sometimes higher than the 3percent tax etc too or somewhat close around.
 
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